Bets of care for pets and peace of mind for owners

10% online discount available on all products

Why do pet & horse owners choose us?

We know how much you love your pets and horses. We love ours too. That's why we provide lifetime dog, cat & horse insurance, ensuring that every beloved member of your family receives the care they deserve.

No age limit - we insure pets & horses of all ages

Lifetime cover across our policies

130+ years of animal insurance experience

10% discount on online policies

Lifetime, every time

Lifetime cover means the best care, with no time limits on individual conditions.  Your benefits renew each year with your insurance, along with cover for ongoing conditions.

Dog Insurance

Up to €5,000 vet fees every year.

Cat insurance

Quality cover for your cat, indoors or out.

Horse insurance

The only lifetime horse insurance in Ireland.

Pet & Horse Insurance with purpose.

We are the world’s first pet insurer and have been providing pet & horse healthcare since 1890.

Ethical
We work closely with animal welfare, vets, breeders and rehoming organisations and have made significant donations to support animal welfare across Ireland.
Specialist
Our team of pet insurance experts are regularly recognised by our customers for the quality advice they give.
Trusted by owners
Which is why 90% of our customers renew each year.

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Agria Horse of a Lifetime: because heroes come in every shape and size

Here at Agria, we love all horses. They add so much to our lives and deliver us such joy on a daily basis. And for us all, there is usually one that holds a very special place in our hearts, that one in a million that just grabs us like no other and creates a bond that lasts a lifetime. We think it's time we celebrated those special souls and all that they do for us

Trusted by owners

That’s why our customers recommend us and 90% renew every year.

“Everything was done quick and easy. Had my dog in the vet on 3 separate occasions and paid up front to the vet. Forms were filled out and issued on my last visit. Agria had the claim sorted in 2/3 weeks, and money was refunded back into my account. Regular contact was made and I was kept updated by Agria.”

Brian O'Sullivan

Hero Dog & Golden Paws awards open for entry

The Irish Kennel Club have announced the launch of The Golden Paw Hero Dog Awards 2025, proudly sponsored by Agria. Following the incredible success of the 2022 and 2023 events, this year’s awards promise to be even more paw-some as they celebrate Ireland’s most courageous, life-changing and devoted dogs.

Pet & Horse Insurance FAQs

3 out of 4 pets require unforeseen veterinary care. New treatments are now available for dogs,cats and horses but they are increasingly expensive.

Pet insurance protects you from major vet bills. Agria Petinsure covers a range of expenses for illnesses, diseases and injuries. Getting dog, cat or horse insurance means you can focus on the health and well-being of your pet and not on treatment costs.

Get a quote today or call us at 021 202 9119 to know more.

What’s covered: Agria covers vet fees up to €5,000, Third party liability, Advertising and reward, Behavioural treatment, Travel and accommodation, Cremation and hydrotherapy sessions per condition. The cover is subject to the terms and conditions of the policy. Please read terms and conditions carefully to know what is covered.

What’s not covered: Vaccinations, flea, tick and deworming treatments, neutering and pregnancy are not covered. As a pet owner you are responsible for the routine care of your pet. Agria Petinsure is there to assist you with the cost of unforeseen illnesses and injuries only. Please read terms and conditions carefully for more details on what is not covered.

Fixed excess

This is the amount that you must pay towards veterinary treatment and complementary treatment received during each period of insurance. The fixed amount is applied once per period of insurance for the veterinary treatment your horse receives. You may only increase your excess at time of renewal.

Co-insurance

This is the percentage that you must pay towards the cost of veterinary treatment and complementary treatment received during each period of insurance and is applied per claim. The percentage amount is calculated on the amount left after the fixed excess is deducted. The co-insurance percentage cannot be changed.

The requirements for a vetting certificate depend on the value of the horse and whether you wish to take out additional cover for loss of use and death. We will let you know whether this is required when taking out a policy with us.

Our equine claims team conduct a review of the requested documentation. Additional exclusions may then be placed on your policy depending on the findings.

If additional exclusions are placed on the policy, you will be informed and an additional 14-day cooling-off period will be added.

The cost of horse insurance can vary based on the horse's age, breed, location, activity group, and the type of policy you choose. Lifetime horse insurance is often considered the best option as it provides cover for ongoing and chronic conditions throughout your horse's life. Note that we do not cover conditions that started before your policy, or within your first 14 days of cover.

Although the cost of lifetime insurance may be slightly higher, the peace of mind of knowing your horse is covered for life can outweigh the increased cost.